97% LTV First Time Home Buyer Programs and
100% Financing Programs
Are you a First Time Home Buyer? 1st Metropolitan Mortgage offers many of the First Time Home Buyer Programs that are available today.
These programs allow a buyer to purchase a home with a minimal downpayment. Currently, an FHA Mortagge requires a 3% downpayment, but it can be gifted or granted from a non profit agency which your mortgage broker will help you obtain.
Each First Time Home Buyer program has its own unique characteristics. Some require a verification of prior rent some do not. Some will use Alternate Credit some do not. A few of the programs allow for stated secondary or border income.
For this reason First Time Home Buyers should work with a broker and not with a lender. If you pick the wrong lender you might be disqualified because your situation does not "fit" their program. A good mortgage broker will work hard to put the buyer into the best loan that they have available to them.
Since we are a branch of a National Mortgage Broker, we have over 250 National and/or Regional Lenders that are available to us. We will be able to offer you a very competitive rate. A Rate that is actually available. We do not quote Low rates just to get you to sign an application.
For More Information about the various loan prograns we offer: Click Here
To Apply ONLINE now Click here
We have many programs for people with bad or damaged credit. We will even let you know if you should wait and clear up some credit issues before you refinance.
Please feel free to call me to discuss your mortgage options. I would be happy to answer your questions.
1st Metropolitan Mortgage - 4608 Hwy 49 South - Harrisburg, NC 28075
Office Phone: (704) 490-4733
Fax: (704) 454-5660
Cell Phone: 704-796-5440
Toll Free Phone: 1-888-327-8657
We are Licensed in the following states: NC and VA
We can also write FHA, VA and Reverse Mortgage Loans in SC
Click here for Licensing information
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